How to Qualify

Qualifying is simple

To enter our Halifax Mortgage Prize Draw, all you need is to:

  • Apply directly to us for a new qualifying Halifax mortgage on your home between 8th April and 30th June 2019.
  • Register by 30th September 2019 to take part.
  • Complete your mortgage by 30th September 2019.

What about joint accounts?

You only need to register for the Draw once, even if your qualifying mortgage is in the names of more than one borrower. You’ll need to get permission from any other account holders before you register.

An important note on qualification

You must be a home buyer, remortgaging to us or an existing Halifax customer changing named parties on your mortgage. The mortgage application must be made directly to us in one of our Halifax or Bank of Scotland branches, online or by telephone. Applications made through an intermediary will not qualify.

This Draw is not available in Northern Ireland. To qualify you must live in England, Wales or Scotland and the mortgage must be on your home in one of these countries.

Buy to let applications and applications made by existing Halifax customers, for example to switch products or for additional borrowing, will not qualify for the Draw.

See the full Halifax Mortgage Prize Draw rules for details.

Prizes to be won
3 x Mortgages paid off (up to £300,000)
100 x £1,000
Draw Date

The deadline to register is in…


You could be one of three lucky customers who’ll win our prize draw and have their mortgage paid off.

Or one of 100 customers who will win a £1,000 cash prize.